Independent Insurance & Investment Management: Serving Central NY and Melbourne, FL
We are an independent insurance and financial services firm with locations in Central New York and Florida's Space Coast.
Please take some time to explore our website. Inside, you can learn more about our Firm, as well as gain a better understanding of the concepts behind insurance, investment management, retirement & estate planning, and wealth preservation. We believe that the resources on this site illustrate the value of working with skilled professionals to address your insurance and financial needs.
We hope you make our site a "favorite" and visit us often to take advantage of the articles, calculators, newsletters, and other resources. We frequently update our web site content to help you remain on top of changes in the insurance and financial services industries.
Contact Us today to get a conversation started. We look forward to serving you.
Newsletters
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No More Groundhog Day for Your Finances: Time for a Financial Wellness Checkup
Financial habits can repeat themselves, month after month and year after year, until we consciously break the pattern.
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HOT TOPIC: The Shutdown is Over: What Now?
The longest government shutdown in U.S. history ended on November 12, 2025. This article looks at the bill that ended the shutdown, issues that are unresolved, and estimates of the economic impact.
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REITs Offer Income and Diversification
Most broad stock funds contain real estate investment trusts (REITs), but for a more strategic approach, investors can choose from a variety of REIT funds and individual REITs.
Calculators
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Savings Goals
How much do you need to save each year to meet your long-term financial goals?
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Required Minimum Distributions
Estimate the annual required distribution from your traditional IRA or former employer's retirement plan after you turn age 73.
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Mortgage Acceleration
This calculator can help you determine how soon you can pay off your mortgage.
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Life Insurance
How much life insurance would you need to produce a sufficient income stream for your family?